The Authorize.Net Virtual Terminal enables businesses
with an Authorize.Net account to authorize, process,
and manage credit card transactions from any computer
with an Internet connection and a Web browser. Virtual
Terminal replaces standard authorization terminals
or software and provides the best solution for merchants
who manually enter credit card transactions for mail
or phone order sales.
Virtual Terminal is the ideal solution for businesses
of all sizes because it removes the complexity and
expense normally associated with authorizing and processing
credit card transactions, and it's much faster than
standard dial-up authorization systems.
Businesses with an Authorize.Net account simply
access the Authorize.Net Virtual Terminal through
our Web site using any industry standard Web browser.
After logging on to the system using a unique user
ID and password, merchants can access the complete
range of Authorize.Net services. This includes authorizations
for purchases, credits and returns, status and activity
reports, and much more.
To authorize credit card transactions, the merchant
simply completes an electronic form that provides
the Authorize.Net system with the information it needs
to complete the transaction. This information is encrypted
using the latest 40 or 128 bit Secure Socket Layer
(SSL) 3.0 technology and sent to an Authorize.Net
host server. The server then sends the data through
the authorization network to the appropriate card
issuer's bank over a secure, proprietary connection.
When the process is complete -- this takes around
five seconds -- the merchant receives an authorization
number, and the Authorize.Net server stores the transaction.
Transactions are automatically settled each day and
funded within 2-3 days.
Merchants can also check the status of transactions,
automatically bill customers for recurring charges,
or run a variety of reports right from the Authorize.Net
It's no surprise that Authorize.Net is the world's
leading Internet-based payment authorization and transaction
processing solution. Thousands of companies are currently
using Authorize.Net to authorize, capture, and
manage their credit card transactions.